We are administering a grant funded program to assist small businesses in accessing capital. This is accomplished in two steps:
1. Identifying the right type of capital based upon all mitigating circumstances.
2. Meeting the underwriting criteria of the selected source of capital.
Why is this important? If a small business applicant meets the underwriting criteria, then they have a VERY high probability of accessing capital to start or grow. For example, low interest SBA loans up to $150,000 are now fairly accessible and normally fund in ~15 days with very reasonable requirements, i.e., a 165 FICO SBSS score. Still yet, without assistance, very few small businesses are successful in accessing this low cost source of capital.
CAPITAL READY PACKAGE COMPONENTS
Based on the agreed upon source of capital being pursued, We will assist the client with the following five essential elements for funding approval:
*Business credit optimization refers to building a credible PAYDEX and IntelliScore ratings. We will provide guidance and direction as to how to accomplish this.
**Personal credit optimization refers to adding positive and removing negative items to build credible personal credit scores. We will provide guidance and direction as to how to accomplish this.
All participants of the Capital Ready Package Program are guaranteed at least $100,000 in funding and we will continue to assist you until that goal is reached. The length of time to access funding is based upon you--not us--including your starting point, your selected type(s) of capital, your compliance with the process, etc. Our lending partners continue to report an average of only ~15 days for funding on the aforementioned SBA loans up to $150,000 with low interest and ten year repayment terms.
Our goal is to get your access to capital started within the first thirty (30) days of participation. We'll assign you a Finance Officer who will work closely with you to identify immediate sources of capital based upon your mitigating circumstances. Furthermore, a Small Business Mentor will provide you one-on-one guidance as you progress through the ten step process to become Capital Ready.
GET STARTED FOR ONLY $300 (Deferred Refundable Deposit)
While there is normally a refundable deposit to enroll in the Capital Ready Program, we'll defer that and your only cost at enrollment is a one-time $300 administrative processing fee (paid upon enrollment on website).
This processing fee covers the set up of your file with us, assignment of a Finance Officer and a Small Business Mentor, and the cost of your business credit reports for one year.
*Referred by, if applicable: